Certified Incident Handler (CIH) Practice Ecam

What is the attack that occurs when someone's medical information is unlawfully taken to access coverage for medical treatment?

1. Insurance identity theft

2. Credit card fraud

3. Phishing

4. Business identity theft

The correct answer is: Insurance identity theft

The correct answer, insurance identity theft, specifically refers to the unlawful acquisition of an individual's medical information with the intent to gain access to benefits or services under their health insurance. This type of attack can involve stealing personal identifiers such as social security numbers or health policy information to impersonate the victim when seeking medical treatment or accessing medical services. Medical identity theft can result in significant harm to the victim, including fraudulent charges, denied claims for legitimate care, and potential impacts on their medical history due to incorrect information being entered into health records. It is a serious issue in the healthcare industry and highlights the importance of protecting sensitive personal information. Other options, such as credit card fraud and phishing, are different forms of cybercrime that do not specifically involve medical information, and business identity theft typically pertains to unauthorized access for the purposes of fraud against a company rather than an individual's medical services.