Certified Incident Handler (CIH) Practice Ecam

Which type of identity theft occurs when a criminal uses someone’s information to obtain medical services?

1. Insurance identity theft

2. Criminal identity theft

3. Tax identity theft

4. Financial identity theft

The correct answer is: Insurance identity theft

The correct choice highlights the specific form of identity theft that relates directly to obtaining medical services using someone else's information. Insurance identity theft occurs when a perpetrator unlawfully uses another individual's personal details, such as their Social Security number or insurance policy information, to access healthcare services, prescription medications, or to receive medical treatment. This type of identity theft can lead to significant complications for the victim, including erroneous information in their medical records, debt collection issues, and challenges related to their health insurance coverage. Understanding this concept is crucial, as it emphasizes the specific implications of identity theft in the healthcare sector and the need for individuals to protect their medical information. The rapid growth of healthcare fraud necessitates awareness and preventive measures to mitigate risks associated with this kind of identity theft.